Appraisal services for San Antonio and Bexar County homeowners

See the top 7 reasons why TX homeowners need Rio Bravo Appraisal, LLC:

To get a pre-listing appraisal (whether they're selling the home themselves or using an agent)
Challenge Bexar county's assessment of your property
Remove PMI to lower your mortgage payments
To reinstate your Home Equity Line of Credit (or HELOC)
To review a different appraiser's report for verification
In the case of a TX divorce, when real estate property needs to be divided
Settle an estate in TX by determining the true market value of property in question

Own a home in or near San Antonio, TX and need help deciding the value of it?
Contact Rio Bravo Appraisal, LLC.

At Rio Bravo Appraisal, LLC, we understand the unique needs of a customer in need of appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your own house because you probably have an emotional attachment to it. Our professional appraisers at Rio Bravo Appraisal, LLC are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is a very valuable negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your property will attract many interested buyers. It's something concrete to show the buyer. An appraisal is an independent third party's opinion of your house's value -- not just you saying how much you think your home is worth. Interested buyers know that you have an emotional attachment to your home and will be much more likely to give credibility to a qualified appraiser's value estimation than yours.

Appraisals to remove PMI

Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a preferred way to cut costs for homeowners. Once your mortgage loan is down below 80% of the value of your house, in most cases you can apply to the lender to have the PMI canceled from your loan, which will make your monthly payments go down. We're qualified in helping customers just like you abolish unneeded PMI insurance.

Challenge Tax Assessment

Your local tax assessor may have your house overvalued if you live in an area that's declining. This means you're probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better. An appraisal report from Rio Bravo Appraisal, LLC is your #1 weapon when challenging your property tax assessment.

Recently got a freeze your HELOC?

If your property is in a declining area, your lender just may make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be unsuitable from a cash flow angle, but it can be bad for your credit score since it may appear as though that credit line is maxed out. Rio Bravo Appraisal, LLC can help you reinstate your home equity line of credit with efficient appraisal.

We Provide Field and Desktop Appraisal Review Services

Have you just accepted a copy of your appraisal and you'd like to have a seasoned expert double-check it for preciseness or do you desire a second opinion without the expense and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comparables. Or, if you need it immediately, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can We can assist you While usually requested by banks, you may desire to exploit this service if you suspect mortgage fraud related to your property.